Bangladesh Post Office Online >


	Home Page
	Bangladesh Post Office
	PT and T Ministry
	Postal Quarterly
	Postal Forms
	Annual Report
	Human Resources
	Citizens Charter
	Notice Board
	Complaint/Suggestion
	Favorite Links
	FAQ
	Contact Us
	Email Check



You are visitor No : 497290

Financial Services >> Saving Certificate

1.	Savings Certificate is a savings mobilization Scheme of the Government .
2.	At present the following savings certificates are sold & encashed from the post office.

	5 -Year Bangladesh sanchayapartra.>( Limit, interest Rate) Tin mash ontor munafa vittik sanchayapartra .>Limt, Interest rate, interest in each 3 months interval) Pensioner sanchayapartra.>( Limit, conditions, interest rate, interest in each 3 months interval)

5-Years term Bangladesh Savings Certificate
Interest

At the end of 1st Year ( if the purchaser encash before maturity)	7%
At the end of 2nd Year ( if the purchaser encash before maturity)	7.75%
At the end of 3rd Year ( if the purchaser encash before maturity)	8.5%
At the end of 4th Year ( if the purchaser encash before maturity)	9.25%
At the end of 5th Year	10.5%

• Tk 25,00,000/ can be purchased in one name
• Tk. 50,00,000/- can be purchased in joint name
• Can be nominated to one or more persons.

Tin mash ontor munafa vittik sanchayapartra

At the end of 1st Year ( if the purchaser encash before maturity)	6.5%
At the end of 2nd Year( if the purchaser encash before maturity)	7.5%
At the end of 3rd Year	10.0%

• Tk 25,00,000/ can be purchased in one name
• Tk. 50,00,000/- can be purchased in joint name
• Minimum have to purchase Tk. 1,00,000/-
• Can be nominated to one or more persons.
• Profit can be drawn after every 3 months.Tk.2500/- is paid as profit for Tk.1,00,000/-after each 3 months from the date of purchase.

Pensioner sanchayapartra

• A purchaser must be a retired person from any Govt, semi-govt autonomous body.

A retired person should have a minimum 20 years length of service

Any retired person who reached at the age of 55 years.

Under family pension scheme – husband/ wife/ children of the deceased employee can purchase. No age bar is applicable for them.

A purchaser have to furnish copy of 1) pension book, 2) sanctioned memo of gratuity, 3)sanctioned memo of Provident fund at the time of purchase.

At the end of 1st Year ( if the purchaser encash before maturity)	7%
At the end of 2nd Year ( if the purchaser encash before maturity)	8.25%
At the end of 3rd Year ( if the purchaser encash before maturity)	9.0%
At the end of 4th Year ( if the purchaser encash before maturity)	9.75%
At the end of 5th Year	11.0%

• Adding together pension, gratuity and provident fund a retired person can purchase upto Tk 20,00,000/- but not more than the amount drawn.
• Minimum have to purchase Tk. 50,000/-
• Can be nominated to one or more persons.
• Profit can be drawn after every 3 months.Tk.2750/- is paid as profit for Tk.1,00,000/-after each 3 months from the date of purchase.